Safe to spend
One number until payday.
Plover finds your payday, takes out the bills that land before it, and shows what's left. See exactly how every bill changes the number.
$412until Thu 23 Oct · about $59 a day
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Know your spend.
Plover Money brings every Australian bank account into one place, sorts your spending properly, and tells you what's safe to spend before payday.
✓ Read-only bank access✓ No credit check✓ Delete your data anytime
Your year so far
Where it wentUYou spent $5,405.33 on Uber Eats this year
Five more spending summaries, hidden in this preview.Safe to spend$412until payday, Thu 23 Oct
Netflix went up $2 ↑
✓ All 3 banks synced
Read-only, through Australia's Consumer Data Right
Works with
and more
and moreEverything you need. Nothing you don't.
Five things done properly, built around what people told us other money apps get wrong.
Warned before, not after.
No weekly report to read. Plover tells you while there's still time to change course.
Eating out heads-upOn track for $480 this fortnight, about $130 more than usual. 7 days to payday.
Find and cancel subscriptions.
Every recurring charge in one list, with price rises and trials flagged. Tap cancel and we take you straight to the right page.
F45 Training$65.00/wkTrial ends Fri
Chat with your bank data.
Ask a question in plain English and get a straight answer from your own transactions. No spreadsheets, no digging.
Always know it's up to date.
See every bank's sync status, last update and consent date. One tap to reconnect, disconnect or delete your data.
Connect more
How it works
Three steps. About three minutes.
Log in
Sign up with Apple, Google or email. No credit check, no phone number, no tracking.
Connect your banking data
Pick your banks and approve on their secure screens. Read-only: we can't move money or see your password.
Know your spend
See what's safe to spend, where it's going, and what's coming before payday. Clear, not complicated.
Your data. Your call.
Read-onlyWe can see, never move. No payments, no passwords.
Never soldNo ads, no selling your data, no credit checks.
Gone when you sayExport everything, or disconnect and delete in a tap.
Questions
Fair questions.
Straight answers about Plover Money and your bank data.
What is Plover Money?
Plover Money (Plover for short) is an Australian personal finance app. It brings every bank account into one place, sorts your spending into categories, finds your subscriptions, and tells you what's safe to spend before payday.
How does Plover Money get my banking data?
Through the Consumer Data Right (CDR), Australia's open banking system. You pick your banks, approve access on their own secure screens, and choose what to share. Bank data is shared under the Consumer Data Right.
Can Plover Money move my money or see my bank password?
No. Access is read-only. Plover can see balances and transactions, but it can't make payments and never sees your bank password.
Can I chat with my bank data?
Yes. Ask Plover lets you ask questions about your own bank data in plain English, like "How much have I spent on eating out this month?", and answers straight from your transactions. No spreadsheets, no digging.
Which Australian banks work with Plover Money?
Plover works with banks that share data under the Consumer Data Right, including CommBank, Westpac, NAB, ANZ, Macquarie, ING, Bendigo Bank, Suncorp, BOQ and Bankwest.
Is Plover Money free?
Plover Money is free to start, with no credit check. Sign up with Apple, Google or email in about three minutes.
What happens to my data?
It's yours. Plover never sells your data and shows no ads. You can export everything, or disconnect a bank and delete your data in a tap.
Is Plover Money financial advice?
No. Plover Money gives general information about your own money, not financial advice.
Know your spend.
Free to start. Takes about three minutes. Works with your Australian banks.